Financial Solutions


Most frequent questions and answers

SBA loans are small-business loans partially guaranteed by the U.S. Small Business Administration and issued by participating lenders, usually banks. SBA loans have tight lending standards, but their flexible terms and low interest rates can make them one of the best ways to finance a business.

Documents Commonly Required for Business Loans
  • Bank statements.
  • Personal and business tax returns.
  • Business licenses and permits.
  • Employee Identification Number (EIN)
  • Proof of collateral.
  • Balance sheet.
  • Copy of your commercial lease.
  • Disclosure of other debt.
ProgramLoan size
SBA microloansUp to $50,000.
SBA disaster loansUp to $2 million.
SBA Community Advantage loansUp to $250,000.
SBA Export Working Capital loansUp to $5 million.

While buyers may still need to pay down debt, save up cash and qualify for a mortgage, the bottom line is that buying a home on a middle-class salary is still possible — in some places. You can become a homeowner while earning $40,000 a year or less.